Bay Area/ Houston Homes for Sale

For Buyers


Welcome! Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from obtaining a loan to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email, this system allows you to recieve up to date listing information for your search criteria. Keep in mind, I often have insight into properties that become available well before they are put on the market! I pride myself on repeat business and hope you'll come to understand why.

How I Can Help                                          
Before you start looking                  
Closing Costs

As Your Agent, I Will:

  • Provide you with all the current properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from touring homes , to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid common costly mistakes!
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

Please check out my Resource Center for a wealth of information to make your home purchase a whole lot easier!

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Mark C. Lovfald